{"id":826,"date":"2024-02-09T23:21:35","date_gmt":"2024-02-09T22:21:35","guid":{"rendered":"https:\/\/zakmalta.org\/terms-and-conditions\/"},"modified":"2026-08-30T18:21:10","modified_gmt":"2026-08-30T17:21:10","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/zakmalta.org\/mt\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"826\" class=\"elementor elementor-826\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7025880d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7025880d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51399497 elementor-widget elementor-widget-text-editor\" data-id=\"51399497\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Last updated:<\/strong> [30\/08\/2026]<br \/><strong>Version:<\/strong> 1.0<\/p><p>These Terms and Conditions govern the use of the website operated by <strong>\u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (\u017bAK)<\/strong>, including the creation and use of website accounts, membership registration and renewal, event registration, online payments, and other services made available through the website.<\/p><p>Please read these Terms carefully before using the website, registering as a member, or making a payment.<\/p><p>By using the website, you agree to comply with the provisions applicable to website use. Where you create an account, apply for membership, register for an event, or make a payment, you will also be required to accept the applicable Terms as part of that process.<\/p><p>Nothing in these Terms excludes or restricts any rights or protections which cannot lawfully be excluded under Maltese or European Union law.<\/p><h2>1. About \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika<\/h2><p>This website is operated by:<\/p><p><strong>\u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (\u017bAK)<\/strong><br \/><strong>VO Number:<\/strong> VO\/01051<br \/><strong>Address:<\/strong> 213, Brared Street, Birkirkara, BKR 1256, Malta<br \/><strong>General enquiries:<\/strong> <a href=\"mailto:info@zakmalta.org\">info@zakmalta.org<\/a><br \/><strong>Data protection enquiries:<\/strong> <a href=\"mailto:dpo@akmalta.org\">dpo@akmalta.org<\/a><\/p><p>\u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is a voluntary organisation operating in Malta.<\/p><p>References in these Terms to <strong>&#8220;\u017bAK&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221;<\/strong> refer to \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika.<\/p><p>References to <strong>&#8220;you&#8221; or &#8220;your&#8221;<\/strong> refer to the person using the website and, where applicable, a parent or legal guardian acting on behalf of a minor.<\/p><h2>2. Scope of these Terms<\/h2><p>These Terms apply to:<\/p><ul><li><p>use of the \u017bAK website;<\/p><\/li><li><p>creation and use of website accounts;<\/p><\/li><li><p>applications for \u017bAK membership;<\/p><\/li><li><p>membership renewals and membership-related payments;<\/p><\/li><li><p>registrations and payments for \u017bAK events and activities;<\/p><\/li><li><p>access to member-only areas and functionality; and<\/p><\/li><li><p>other online services made available by \u017bAK.<\/p><\/li><\/ul><p>Certain pages, registrations or events may contain additional information, including prices, deadlines, eligibility requirements and cancellation or refund conditions. That information forms part of the relevant registration or transaction.<\/p><h2>3. Relationship with the \u017bAK Statute<\/h2><p>Membership of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is governed primarily by the <strong>Statute of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika<\/strong>, together with applicable organisational policies and rules.<\/p><p>These Terms regulate the website and the administrative and transactional facilities provided through it. They do not replace the \u017bAK Statute.<\/p><p>Where there is a conflict between these Terms and the \u017bAK Statute concerning the nature, eligibility, governance, suspension, cessation or other organisational consequences of membership, <strong>the \u017bAK Statute shall take precedence<\/strong>.<\/p><h2>4. Use of the Website<\/h2><p>You may use the website only for lawful purposes.<\/p><p>You must not:<\/p><ul><li><p>attempt to gain unauthorised access to the website, another user&#8217;s account, or \u017bAK systems;<\/p><\/li><li><p>interfere with the proper functioning or security of the website;<\/p><\/li><li><p>introduce malware, malicious code or other harmful material;<\/p><\/li><li><p>impersonate another person;<\/p><\/li><li><p>provide deliberately false or misleading information;<\/p><\/li><li><p>use information obtained through member-only areas for unauthorised purposes;<\/p><\/li><li><p>collect, scrape or systematically extract information about members or other users without authorisation;<\/p><\/li><li><p>use the website to harass, threaten or harm another person; or<\/p><\/li><li><p>use the website in a manner which infringes applicable law or the rights of another person.<\/p><\/li><\/ul><p>\u017bAK may take reasonable measures to protect the security, integrity and lawful use of the website.<\/p><h2>5. Website Accounts<\/h2><p>Certain features of the website require a registered account.<\/p><p>When creating or maintaining an account, you agree to:<\/p><ul><li><p>provide information which is accurate and complete to the best of your knowledge;<\/p><\/li><li><p>keep your information reasonably up to date;<\/p><\/li><li><p>use your own account rather than another person&#8217;s account;<\/p><\/li><li><p>keep your login credentials confidential;<\/p><\/li><li><p>take reasonable steps to prevent unauthorised access to your account; and<\/p><\/li><li><p>notify \u017bAK where you reasonably believe that your account has been compromised.<\/p><\/li><\/ul><p>You are responsible for activity carried out through your account where that activity results from your failure to take reasonable measures to protect your login credentials.<\/p><p>You must not knowingly provide another person with access to restricted information which they are not authorised to access.<\/p><h2>6. Minimum Age and Minors<\/h2><p>The minimum age for creating a \u017bAK website account and applying for membership through the website is <strong>10 years<\/strong>.<\/p><p>Where a person is <strong>under 18 years of age<\/strong>, the involvement and consent of their parent or legal guardian is required as part of the registration process.<\/p><p>A parent or legal guardian providing information or consent on behalf of a minor confirms, to the best of their knowledge, that:<\/p><ul><li><p>they have the authority to act on behalf of the minor;<\/p><\/li><li><p>the information provided is accurate; and<\/p><\/li><li><p>they have reviewed the information relevant to the registration.<\/p><\/li><\/ul><p>Additional parental or guardian authorisation may be required for particular events, activities, travel, medical information, safeguarding requirements or similar matters.<\/p><p>Nothing in these Terms makes a parent or guardian automatically liable for every act or omission of a minor.<\/p><h2>7. Applying for Membership<\/h2><p>Submitting a membership application does <strong>not automatically create \u017bAK membership<\/strong>.<\/p><p>Membership applications are reviewed and approved manually by \u017bAK.<\/p><p>Payment of a membership fee, where payment is requested as part of the application process, does not by itself guarantee acceptance as a member.<\/p><p>Eligibility for membership and acceptance into \u017bAK remain subject to the \u017bAK Statute and applicable organisational procedures.<\/p><p>Where a membership payment is collected before an application is approved and \u017bAK ultimately does not accept the application, any amount collected specifically as the membership fee will be returned, unless another lawful arrangement was clearly communicated before payment.<\/p><h2>8. Membership Period<\/h2><p>Unless otherwise stated, an approved membership is valid for a period of <strong>one year<\/strong>.<\/p><p>The applicable membership period, renewal date and membership status may be displayed within the member&#8217;s account.<\/p><p>Membership remains subject throughout that period to the \u017bAK Statute and applicable organisational rules and policies.<\/p><h2>9. Membership Fees<\/h2><p>The applicable membership fee will be displayed before payment is requested.<\/p><p>Membership fees are generally <strong>non-refundable once membership has been approved<\/strong>, including where a member later voluntarily leaves \u017bAK before the end of their membership period.<\/p><p>This does not affect:<\/p><ul><li><p>any refund expressly offered by \u017bAK;<\/p><\/li><li><p>any refund due because \u017bAK did not approve an application for which payment had already been collected; or<\/p><\/li><li><p>any right to a refund, withdrawal or other remedy which \u017bAK is required to provide under applicable law.<\/p><\/li><\/ul><h2>10. Automatic Membership Renewal<\/h2><p>Unless otherwise stated during registration, membership is set to <strong>renew automatically each year<\/strong> using the payment method associated with the membership.<\/p><p>\u017bAK will aim to send a renewal reminder approximately <strong>one month before the scheduled renewal date<\/strong>.<\/p><p>The reminder should include or provide access to the relevant renewal information, including the upcoming renewal date and applicable membership fee.<\/p><p>A member, or the parent or legal guardian responsible for the membership where appropriate, may disable automatic renewal at any time before the next renewal payment is processed.<\/p><p>Disabling automatic renewal does not cancel or shorten a membership period which has already been paid for. The membership will remain active until its existing expiry date, subject to the \u017bAK Statute.<\/p><h2>11. Failed Membership Renewals<\/h2><p>If an automatic renewal payment cannot be successfully processed by the renewal date, the membership will <strong>expire on that date<\/strong> unless \u017bAK confirms otherwise.<\/p><p>\u017bAK may notify the member or responsible parent or guardian of the failed payment and may provide an opportunity to renew the membership manually.<\/p><p>\u017bAK is not responsible for renewal failure caused by expired payment details, insufficient funds, payment-provider refusal or other circumstances outside \u017bAK&#8217;s reasonable control.<\/p><h2>12. Ending or Suspending Membership<\/h2><p>The rules governing resignation, suspension, termination or other cessation of membership are governed primarily by the <strong>\u017bAK Statute<\/strong> and applicable organisational policies.<\/p><p>Disabling a website account does not, by itself, determine a person&#8217;s membership status unless this follows from the Statute or an authorised decision of \u017bAK.<\/p><p>Similarly, cancellation of automatic renewal does not constitute immediate resignation from an existing paid membership. It prevents the membership from renewing automatically after the current membership period expires.<\/p><h2>13. Events and Activities<\/h2><p>\u017bAK may make events and activities available for registration through the website.<\/p><p>Events may be available to:<\/p><ul><li><p>\u017bAK members;<\/p><\/li><li><p>non-members; or<\/p><\/li><li><p>particular age groups, centres, groups or other categories of participants.<\/p><\/li><\/ul><p>Eligibility requirements will be communicated where relevant.<\/p><p>Submitting an event registration does not necessarily guarantee participation where the event requires approval, has limited capacity, requires payment, or is otherwise subject to additional conditions.<\/p><h2>14. Event Prices and Payment<\/h2><p>Where an event requires payment, the applicable price will be displayed before the registration is completed.<\/p><p>Any material additional charges known to \u017bAK will also be communicated before payment.<\/p><p>A booking will be considered confirmed once any required registration steps and payment requirements have been completed and, where applicable, \u017bAK has accepted the registration.<\/p><p>Users should check the information entered before submitting an event registration or payment.<\/p><h2>15. Event Cancellation and Refunds<\/h2><p>Cancellation and refund conditions may vary between events.<\/p><p>The applicable cancellation and refund policy for a paid event will therefore be communicated as part of the event information or registration process <strong>before payment is completed<\/strong>.<\/p><p>By completing the booking, you agree to the cancellation and refund conditions communicated for that event.<\/p><p>Where no participant cancellation right exists because of the nature or date of an event, this will be communicated where required.<\/p><p>Nothing in an event cancellation policy removes any mandatory rights available under applicable law.<\/p><h2>16. Personal Nature of Event Bookings<\/h2><p>Event registrations are tied to the individual named in the registration.<\/p><p>A booking may not normally be sold, assigned or transferred to another person.<\/p><p>\u017bAK may, at its discretion, permit a correction or transfer in exceptional circumstances where this is appropriate and does not conflict with eligibility, safeguarding, insurance, capacity or other event requirements.<\/p><h2>17. Changes, Postponements and Cancellation of Events by \u017bAK<\/h2><p>\u017bAK may occasionally need to modify, postpone or cancel an event due to circumstances including:<\/p><ul><li><p>safety or safeguarding concerns;<\/p><\/li><li><p>insufficient participation;<\/p><\/li><li><p>illness or unavailability of essential organisers;<\/p><\/li><li><p>venue unavailability;<\/p><\/li><li><p>severe weather;<\/p><\/li><li><p>transport disruption;<\/p><\/li><li><p>instructions from public authorities;<\/p><\/li><li><p>emergencies; or<\/p><\/li><li><p>other circumstances outside \u017bAK&#8217;s reasonable control.<\/p><\/li><\/ul><p>Where a material change occurs, \u017bAK will make reasonable efforts to inform registered participants using the contact information available to it.<\/p><p>Where \u017bAK cancels a paid event, the applicable refund or alternative arrangements will be communicated to affected participants, taking into account the circumstances of the cancellation and applicable law.<\/p><h2>18. Conduct, Safety and Safeguarding<\/h2><p>Participants in \u017bAK activities are expected to behave in a manner consistent with:<\/p><ul><li><p>the \u017bAK Statute;<\/p><\/li><li><p>applicable safeguarding requirements;<\/p><\/li><li><p>codes of conduct or ethics adopted by \u017bAK;<\/p><\/li><li><p>reasonable instructions from authorised \u017bAK leaders or representatives;<\/p><\/li><li><p>health and safety requirements; and<\/p><\/li><li><p>applicable law.<\/p><\/li><\/ul><p>\u017bAK may take reasonable and proportionate action where conduct creates a safeguarding, safety, security or serious behavioural concern.<\/p><p>This may include restricting participation in an activity or access to website functionality where necessary.<\/p><p>Any effect on \u017bAK membership itself remains subject to the \u017bAK Statute and applicable organisational procedures.<\/p><h2>19. Payments and Stripe<\/h2><p>Online payments may be processed using <strong>Stripe<\/strong> or another payment provider identified during the payment process.<\/p><p>Payment processing is subject to the technical and contractual arrangements of the relevant payment provider.<\/p><p>\u017bAK does not intend to directly store full payment-card details where those details are processed securely by the payment provider.<\/p><p>Where payment cannot be completed, the relevant membership renewal, event registration or other transaction may remain incomplete.<\/p><p>The use of third-party payment providers may also involve the processing of personal data in accordance with the \u017bAK Privacy Policy and the privacy practices of the relevant provider.<\/p><h2>20. Member Profiles and Restricted Information<\/h2><p>Certain information and functionality may be available only to authorised logged-in users.<\/p><p>Access may depend on a user&#8217;s role within \u017bAK.<\/p><p>Users must not attempt to access information which has not been made available to their account or role.<\/p><p>Information obtained from restricted member areas must only be used for legitimate \u017bAK purposes and in accordance with applicable \u017bAK policies and data-protection requirements.<\/p><p>The fact that information can be viewed through a logged-in area does not make that information public.<\/p><h2>21. Personal Data<\/h2><p>\u017bAK processes personal data in connection with website accounts, memberships, events and other activities.<\/p><p>This may include information supplied during registration, including a <strong>passport-style photograph<\/strong> where required for membership administration.<\/p><p>Detailed information about:<\/p><ul><li><p>the categories of personal data collected;<\/p><\/li><li><p>the purposes and legal bases for processing;<\/p><\/li><li><p>access to member information;<\/p><\/li><li><p>recipients and service providers;<\/p><\/li><li><p>retention periods;<\/p><\/li><li><p>international transfers where applicable;<\/p><\/li><li><p>data-subject rights; and<\/p><\/li><li><p>how to exercise those rights<\/p><\/li><\/ul><p>is provided in the <strong>\u017bAK Privacy Policy<\/strong>.<\/p><p>Privacy and data-protection enquiries may be submitted to:<\/p><p><a href=\"mailto:dpo@akmalta.org\"><strong>dpo@akmalta.org<\/strong><\/a><\/p><h2>22. Photographs and Media at Activities<\/h2><p>Some \u017bAK activities may involve photography, video recording or other media.<\/p><p>Where appropriate, information concerning such processing and any applicable consent arrangements will be provided separately in accordance with the \u017bAK Privacy Policy and relevant safeguarding procedures.<\/p><p>Attendance at an event does not, by itself, constitute unlimited consent for \u017bAK to use an individual&#8217;s image for any purpose.<\/p><h2>23. Cookies and Similar Technologies<\/h2><p>The website may use cookies and similar technologies for purposes including essential website functionality, security, preferences, analytics or other permitted purposes.<\/p><p>Where consent is legally required for a particular category of cookie or similar technology, \u017bAK will request that consent through the website&#8217;s cookie management system.<\/p><p>Further information is available through the website&#8217;s cookie information and Privacy Policy.<\/p><h2>24. Third-Party Websites and Services<\/h2><p>The website may contain links to, integrations with, or services provided by third parties.<\/p><p>These may include payment providers, mapping services, analytics services or other external platforms.<\/p><p>\u017bAK is not responsible for the content, availability or independent practices of third-party websites which it does not control.<\/p><p>A link to another website does not necessarily constitute endorsement of all content or services offered through that website.<\/p><p>Users should review the relevant third party&#8217;s own terms and privacy information where appropriate.<\/p><h2>25. Intellectual Property<\/h2><p>Unless otherwise indicated, the website and original content produced by \u017bAK, including text, graphics, photographs, logos, designs and other material, are owned by or licensed to \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika and are protected by applicable intellectual-property laws.<\/p><p>You may access and use website content for personal, informational and legitimate \u017bAK-related purposes.<\/p><p>You must not reproduce, commercially exploit, materially modify or redistribute protected \u017bAK material without permission where such permission is required by law.<\/p><p>Nothing in these Terms claims ownership over material belonging to third parties.<\/p><p>Any third-party trademarks, photographs, logos or other intellectual property remain the property of their respective owners.<\/p><h2>26. User-Provided Material<\/h2><p>Where you provide photographs, documents, information or other material through the website, you confirm that you are entitled to provide that material for the relevant purpose.<\/p><p>Providing material to \u017bAK does not transfer ownership of that material to \u017bAK unless expressly agreed.<\/p><p>\u017bAK may use material submitted through registration or other website facilities only to the extent reasonably necessary for the purpose for which it was provided, another lawful purpose described in the Privacy Policy, or as otherwise permitted by law.<\/p><h2>27. Website Availability<\/h2><p>\u017bAK aims to keep the website and its online services available and functioning correctly but cannot guarantee uninterrupted or error-free operation.<\/p><p>Access may occasionally be unavailable because of:<\/p><ul><li><p>maintenance;<\/p><\/li><li><p>technical faults;<\/p><\/li><li><p>security measures;<\/p><\/li><li><p>hosting or third-party service failures;<\/p><\/li><li><p>upgrades; or<\/p><\/li><li><p>circumstances outside \u017bAK&#8217;s reasonable control.<\/p><\/li><\/ul><p>\u017bAK may modify, replace or discontinue website features where reasonably necessary.<\/p><p>Where a change materially affects an existing paid service or contractual entitlement, \u017bAK will respect any rights which cannot lawfully be excluded.<\/p><h2>28. Account Restrictions and Suspension<\/h2><p>\u017bAK may temporarily restrict or suspend access to an account where reasonably necessary because of:<\/p><ul><li><p>suspected unauthorised access;<\/p><\/li><li><p>security concerns;<\/p><\/li><li><p>suspected fraud;<\/p><\/li><li><p>serious misuse of the website;<\/p><\/li><li><p>safeguarding concerns;<\/p><\/li><li><p>a serious breach of these Terms;<\/p><\/li><li><p>a requirement under law; or<\/p><\/li><li><p>a decision properly taken under the \u017bAK Statute or applicable organisational policies.<\/p><\/li><\/ul><p>Where appropriate and lawful, \u017bAK will endeavour to explain the reason for a material restriction.<\/p><p>Restriction of website access does not remove any rights or obligations which cannot lawfully be affected by such restriction.<\/p><h2>29. Liability<\/h2><p>\u017bAK will exercise reasonable care in operating the website and providing services made available through it.<\/p><p>However, \u017bAK cannot guarantee that:<\/p><ul><li><p>the website will always be available;<\/p><\/li><li><p>all website content will always be free of errors;<\/p><\/li><li><p>third-party services will always operate correctly; or<\/p><\/li><li><p>circumstances outside \u017bAK&#8217;s reasonable control will not affect an activity or service.<\/p><\/li><\/ul><p>To the extent permitted by law, \u017bAK will not be responsible for losses caused solely by circumstances which it could not reasonably have prevented.<\/p><p>Nothing in these Terms excludes or limits liability where such liability cannot legally be excluded or limited.<\/p><p>Nothing in these Terms affects any mandatory statutory rights available to you.<\/p><h2>30. Circumstances Outside \u017bAK&#8217;s Reasonable Control<\/h2><p>\u017bAK will not be treated as having breached these Terms where performance of an obligation is prevented or materially affected by circumstances outside its reasonable control.<\/p><p>Such circumstances may include natural disasters, severe weather, public emergencies, government action, widespread transport disruption, utility or communications failures, industrial action, venue closures or other comparable events.<\/p><p>Where such circumstances affect a paid event or service, \u017bAK will communicate the available options to affected persons as soon as reasonably practicable.<\/p><h2>31. Changes to these Terms<\/h2><p>\u017bAK may update these Terms from time to time to reflect:<\/p><ul><li><p>changes to the website or its services;<\/p><\/li><li><p>organisational changes;<\/p><\/li><li><p>legal or regulatory requirements;<\/p><\/li><li><p>security requirements; or<\/p><\/li><li><p>improvements or clarifications.<\/p><\/li><\/ul><p>The latest version will be published on the website together with the date on which it was last updated.<\/p><p>Minor or administrative changes may take effect when published.<\/p><p>Where a change materially affects an ongoing paid service, recurring membership arrangement or other substantive right or obligation, \u017bAK will take reasonable steps to provide appropriate notice before the change takes effect where required or appropriate.<\/p><p>Changes to these Terms will not remove rights already acquired under applicable law.<\/p><h2>32. Communications<\/h2><p>Where you provide \u017bAK with an email address or other contact information, \u017bAK may use those details for legitimate communications relating to matters such as:<\/p><ul><li><p>your account;<\/p><\/li><li><p>membership administration;<\/p><\/li><li><p>membership renewal;<\/p><\/li><li><p>event registrations;<\/p><\/li><li><p>payments;<\/p><\/li><li><p>safeguarding or safety matters;<\/p><\/li><li><p>important organisational information; or<\/p><\/li><li><p>requests you have submitted.<\/p><\/li><\/ul><p>Marketing or promotional communications will be handled separately where consent or another legal basis is required.<\/p><p>You are responsible for keeping relevant contact information reasonably up to date.<\/p><h2>33. Complaints and Enquiries<\/h2><p>Questions or complaints concerning the website, membership administration, payments or event registrations may be submitted to:<\/p><p><a href=\"mailto:info@zakmalta.org\"><strong>info@zakmalta.org<\/strong><\/a><\/p><p>\u017bAK will endeavour to consider complaints fairly and respond within a reasonable period.<\/p><p>Data-protection requests and complaints should be directed to:<\/p><p><a href=\"mailto:dpo@akmalta.org\"><strong>dpo@akmalta.org<\/strong><\/a><\/p><p>Nothing in this section prevents a person from exercising any right to contact a competent regulatory authority, consumer authority, court or other body where permitted by law.<\/p><h2>34. Accessibility<\/h2><p>\u017bAK aims to make its website reasonably accessible to users.<\/p><p>If you experience an accessibility problem which prevents you from accessing important website information or functionality, you may contact:<\/p><p><a href=\"mailto:info@zakmalta.org\"><strong>info@zakmalta.org<\/strong><\/a><\/p><p>\u017bAK will make reasonable efforts to investigate and address accessibility issues within its control.<\/p><h2>35. Severability<\/h2><p>If any provision of these Terms is found by a competent authority or court to be invalid, unlawful or unenforceable, that provision shall be interpreted or limited to the extent necessary where legally possible.<\/p><p>The remaining provisions will continue to apply.<\/p><h2>36. No Waiver<\/h2><p>If \u017bAK does not immediately enforce a provision of these Terms, this does not automatically mean that \u017bAK has waived that provision or its right to enforce it later.<\/p><p>Similarly, nothing in these Terms prevents a user from exercising a right available under applicable law.<\/p><h2>37. Governing Law and Jurisdiction<\/h2><p>These Terms are governed by the laws of <strong>Malta<\/strong>, subject to any mandatory rights or protections which apply under Maltese or European Union law.<\/p><p>Any dispute concerning these Terms shall be subject to the jurisdiction of the competent courts or tribunals of Malta, except where applicable law gives a consumer or other person a mandatory right to bring proceedings elsewhere.<\/p><h2>38. Contact Details<\/h2><p>For general questions concerning these Terms, website accounts, membership administration, events or payments, contact:<\/p><p><strong>\u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika<\/strong><br \/>213, Brared Street<br \/>Birkirkara, BKR 1256<br \/>Malta<\/p><p><strong>Email:<\/strong> <a href=\"mailto:info@zakmalta.org\">info@zakmalta.org<\/a><br \/><strong>VO Number:<\/strong> VO\/01051<\/p><p>For privacy and data-protection matters:<\/p><p><strong>Email:<\/strong> <a href=\"mailto:dpo@akmalta.org\">dpo@akmalta.org<\/a><\/p><div><hr \/><\/div><p><strong>These Terms should be read together with the \u017bAK Privacy Policy, Cookie information, the Statute of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika and any information specifically provided during a membership or event registration process.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Last updated: [30\/08\/2026]Version: 1.0 These Terms and Conditions govern the use of the website operated by \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (ZAK), including the creation and use of website accounts, membership registration and renewal, event registration, online payments, and other services made available through the website. Please read these Terms carefully before using the website, registering as a member, or making a payment. By using the website, you agree to comply with the provisions applicable to website use. Where you create an account, apply for membership, register for an event, or make a payment, you will also be required to accept the applicable Terms as part of that process. Nothing in these Terms excludes or restricts any rights or protections which cannot lawfully be excluded under Maltese or European Union law. 1. About \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika This website is operated by: \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (ZAK)VO Number: VO\/01051Address: 213, Brared Street, Birkirkara, BKR 1256, MaltaGeneral enquiries: info@zakmalta.orgData protection enquiries: dpo@akmalta.org \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is a voluntary organisation operating in Malta. References in these Terms to &#8220;ZAK&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221; refer to \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika. References to &#8220;you&#8221; or &#8220;your&#8221; refer to the person using the website and, where applicable, a parent or legal guardian acting on behalf of a minor. 2. Scope of these Terms These Terms apply to: use of the ZAK website; creation and use of website accounts; applications for ZAK membership; membership renewals and membership-related payments; registrations and payments for ZAK events and activities; access to member-only areas and functionality; and other online services made available by ZAK. Certain pages, registrations or events may contain additional information, including prices, deadlines, eligibility requirements and cancellation or refund conditions. That information forms part of the relevant registration or transaction. 3. Relationship with the ZAK Statute Membership of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is governed primarily by the Statute of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika, together with applicable organisational policies and rules. These Terms regulate the website and the administrative and transactional facilities provided through it. They do not replace the ZAK Statute. Where there is a conflict between these Terms and the ZAK Statute concerning the nature, eligibility, governance, suspension, cessation or other organisational consequences of membership, the ZAK Statute shall take precedence. 4. Use of the Website You may use the website only for lawful purposes. You must not: attempt to gain unauthorised access to the website, another user&#8217;s account, or ZAK systems; interfere with the proper functioning or security of the website; introduce malware, malicious code or other harmful material; impersonate another person; provide deliberately false or misleading information; use information obtained through member-only areas for unauthorised purposes; collect, scrape or systematically extract information about members or other users without authorisation; use the website to harass, threaten or harm another person; or use the website in a manner which infringes applicable law or the rights of another person. ZAK may take reasonable measures to protect the security, integrity and lawful use of the website. 5. Website Accounts Certain features of the website require a registered account. When creating or maintaining an account, you agree to: provide information which is accurate and complete to the best of your knowledge; keep your information reasonably up to date; use your own account rather than another person&#8217;s account; keep your login credentials confidential; take reasonable steps to prevent unauthorised access to your account; and notify ZAK where you reasonably believe that your account has been compromised. You are responsible for activity carried out through your account where that activity results from your failure to take reasonable measures to protect your login credentials. You must not knowingly provide another person with access to restricted information which they are not authorised to access. 6. Minimum Age and Minors The minimum age for creating a ZAK website account and applying for membership through the website is 10 years. Where a person is under 18 years of age, the involvement and consent of their parent or legal guardian is required as part of the registration process. A parent or legal guardian providing information or consent on behalf of a minor confirms, to the best of their knowledge, that: they have the authority to act on behalf of the minor; the information provided is accurate; and they have reviewed the information relevant to the registration. Additional parental or guardian authorisation may be required for particular events, activities, travel, medical information, safeguarding requirements or similar matters. Nothing in these Terms makes a parent or guardian automatically liable for every act or omission of a minor. 7. Applying for Membership Submitting a membership application does not automatically create ZAK membership. Membership applications are reviewed and approved manually by ZAK. Payment of a membership fee, where payment is requested as part of the application process, does not by itself guarantee acceptance as a member. Eligibility for membership and acceptance into ZAK remain subject to the ZAK Statute and applicable organisational procedures. Where a membership payment is collected before an application is approved and ZAK ultimately does not accept the application, any amount collected specifically as the membership fee will be returned, unless another lawful arrangement was clearly communicated before payment. 8. Membership Period Unless otherwise stated, an approved membership is valid for a period of one year. The applicable membership period, renewal date and membership status may be displayed within the member&#8217;s account. Membership remains subject throughout that period to the ZAK Statute and applicable organisational rules and policies. 9. Membership Fees The applicable membership fee will be displayed before payment is requested. Membership fees are generally non-refundable once membership has been approved, including where a member later voluntarily leaves ZAK before the end of their membership period. This does not affect: any refund expressly offered by ZAK; any refund due because ZAK did not approve an application for which payment had already been collected; or any right to a refund, withdrawal or other remedy which ZAK is required to provide under applicable law. 10. Automatic Membership Renewal Unless otherwise stated during registration, membership<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-826","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms and Conditions - \u017bAK Malta<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zakmalta.org\/mt\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"mt_MT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - \u017bAK Malta\" \/>\n<meta property=\"og:description\" content=\"Last updated: [30\/08\/2026]Version: 1.0 These Terms and Conditions govern the use of the website operated by \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (ZAK), including the creation and use of website accounts, membership registration and renewal, event registration, online payments, and other services made available through the website. Please read these Terms carefully before using the website, registering as a member, or making a payment. By using the website, you agree to comply with the provisions applicable to website use. Where you create an account, apply for membership, register for an event, or make a payment, you will also be required to accept the applicable Terms as part of that process. Nothing in these Terms excludes or restricts any rights or protections which cannot lawfully be excluded under Maltese or European Union law. 1. About \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika This website is operated by: \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (ZAK)VO Number: VO\/01051Address: 213, Brared Street, Birkirkara, BKR 1256, MaltaGeneral enquiries: info@zakmalta.orgData protection enquiries: dpo@akmalta.org \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is a voluntary organisation operating in Malta. References in these Terms to &#8220;ZAK&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221; refer to \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika. References to &#8220;you&#8221; or &#8220;your&#8221; refer to the person using the website and, where applicable, a parent or legal guardian acting on behalf of a minor. 2. Scope of these Terms These Terms apply to: use of the ZAK website; creation and use of website accounts; applications for ZAK membership; membership renewals and membership-related payments; registrations and payments for ZAK events and activities; access to member-only areas and functionality; and other online services made available by ZAK. Certain pages, registrations or events may contain additional information, including prices, deadlines, eligibility requirements and cancellation or refund conditions. That information forms part of the relevant registration or transaction. 3. Relationship with the ZAK Statute Membership of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is governed primarily by the Statute of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika, together with applicable organisational policies and rules. These Terms regulate the website and the administrative and transactional facilities provided through it. They do not replace the ZAK Statute. Where there is a conflict between these Terms and the ZAK Statute concerning the nature, eligibility, governance, suspension, cessation or other organisational consequences of membership, the ZAK Statute shall take precedence. 4. Use of the Website You may use the website only for lawful purposes. You must not: attempt to gain unauthorised access to the website, another user&#8217;s account, or ZAK systems; interfere with the proper functioning or security of the website; introduce malware, malicious code or other harmful material; impersonate another person; provide deliberately false or misleading information; use information obtained through member-only areas for unauthorised purposes; collect, scrape or systematically extract information about members or other users without authorisation; use the website to harass, threaten or harm another person; or use the website in a manner which infringes applicable law or the rights of another person. ZAK may take reasonable measures to protect the security, integrity and lawful use of the website. 5. Website Accounts Certain features of the website require a registered account. When creating or maintaining an account, you agree to: provide information which is accurate and complete to the best of your knowledge; keep your information reasonably up to date; use your own account rather than another person&#8217;s account; keep your login credentials confidential; take reasonable steps to prevent unauthorised access to your account; and notify ZAK where you reasonably believe that your account has been compromised. You are responsible for activity carried out through your account where that activity results from your failure to take reasonable measures to protect your login credentials. You must not knowingly provide another person with access to restricted information which they are not authorised to access. 6. Minimum Age and Minors The minimum age for creating a ZAK website account and applying for membership through the website is 10 years. Where a person is under 18 years of age, the involvement and consent of their parent or legal guardian is required as part of the registration process. A parent or legal guardian providing information or consent on behalf of a minor confirms, to the best of their knowledge, that: they have the authority to act on behalf of the minor; the information provided is accurate; and they have reviewed the information relevant to the registration. Additional parental or guardian authorisation may be required for particular events, activities, travel, medical information, safeguarding requirements or similar matters. Nothing in these Terms makes a parent or guardian automatically liable for every act or omission of a minor. 7. Applying for Membership Submitting a membership application does not automatically create ZAK membership. Membership applications are reviewed and approved manually by ZAK. Payment of a membership fee, where payment is requested as part of the application process, does not by itself guarantee acceptance as a member. Eligibility for membership and acceptance into ZAK remain subject to the ZAK Statute and applicable organisational procedures. Where a membership payment is collected before an application is approved and ZAK ultimately does not accept the application, any amount collected specifically as the membership fee will be returned, unless another lawful arrangement was clearly communicated before payment. 8. Membership Period Unless otherwise stated, an approved membership is valid for a period of one year. The applicable membership period, renewal date and membership status may be displayed within the member&#8217;s account. Membership remains subject throughout that period to the ZAK Statute and applicable organisational rules and policies. 9. Membership Fees The applicable membership fee will be displayed before payment is requested. Membership fees are generally non-refundable once membership has been approved, including where a member later voluntarily leaves ZAK before the end of their membership period. This does not affect: any refund expressly offered by ZAK; any refund due because ZAK did not approve an application for which payment had already been collected; or any right to a refund, withdrawal or other remedy which ZAK is required to provide under applicable law. 10. 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Please read these Terms carefully before using the website, registering as a member, or making a payment. By using the website, you agree to comply with the provisions applicable to website use. Where you create an account, apply for membership, register for an event, or make a payment, you will also be required to accept the applicable Terms as part of that process. Nothing in these Terms excludes or restricts any rights or protections which cannot lawfully be excluded under Maltese or European Union law. 1. About \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika This website is operated by: \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika (ZAK)VO Number: VO\/01051Address: 213, Brared Street, Birkirkara, BKR 1256, MaltaGeneral enquiries: info@zakmalta.orgData protection enquiries: dpo@akmalta.org \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is a voluntary organisation operating in Malta. References in these Terms to &#8220;ZAK&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221; refer to \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika. References to &#8220;you&#8221; or &#8220;your&#8221; refer to the person using the website and, where applicable, a parent or legal guardian acting on behalf of a minor. 2. Scope of these Terms These Terms apply to: use of the ZAK website; creation and use of website accounts; applications for ZAK membership; membership renewals and membership-related payments; registrations and payments for ZAK events and activities; access to member-only areas and functionality; and other online services made available by ZAK. Certain pages, registrations or events may contain additional information, including prices, deadlines, eligibility requirements and cancellation or refund conditions. That information forms part of the relevant registration or transaction. 3. Relationship with the ZAK Statute Membership of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika is governed primarily by the Statute of \u017bg\u0127a\u017cag\u0127 Azzjoni Kattolika, together with applicable organisational policies and rules. These Terms regulate the website and the administrative and transactional facilities provided through it. They do not replace the ZAK Statute. Where there is a conflict between these Terms and the ZAK Statute concerning the nature, eligibility, governance, suspension, cessation or other organisational consequences of membership, the ZAK Statute shall take precedence. 4. Use of the Website You may use the website only for lawful purposes. You must not: attempt to gain unauthorised access to the website, another user&#8217;s account, or ZAK systems; interfere with the proper functioning or security of the website; introduce malware, malicious code or other harmful material; impersonate another person; provide deliberately false or misleading information; use information obtained through member-only areas for unauthorised purposes; collect, scrape or systematically extract information about members or other users without authorisation; use the website to harass, threaten or harm another person; or use the website in a manner which infringes applicable law or the rights of another person. ZAK may take reasonable measures to protect the security, integrity and lawful use of the website. 5. Website Accounts Certain features of the website require a registered account. When creating or maintaining an account, you agree to: provide information which is accurate and complete to the best of your knowledge; keep your information reasonably up to date; use your own account rather than another person&#8217;s account; keep your login credentials confidential; take reasonable steps to prevent unauthorised access to your account; and notify ZAK where you reasonably believe that your account has been compromised. You are responsible for activity carried out through your account where that activity results from your failure to take reasonable measures to protect your login credentials. You must not knowingly provide another person with access to restricted information which they are not authorised to access. 6. Minimum Age and Minors The minimum age for creating a ZAK website account and applying for membership through the website is 10 years. Where a person is under 18 years of age, the involvement and consent of their parent or legal guardian is required as part of the registration process. A parent or legal guardian providing information or consent on behalf of a minor confirms, to the best of their knowledge, that: they have the authority to act on behalf of the minor; the information provided is accurate; and they have reviewed the information relevant to the registration. Additional parental or guardian authorisation may be required for particular events, activities, travel, medical information, safeguarding requirements or similar matters. Nothing in these Terms makes a parent or guardian automatically liable for every act or omission of a minor. 7. Applying for Membership Submitting a membership application does not automatically create ZAK membership. Membership applications are reviewed and approved manually by ZAK. Payment of a membership fee, where payment is requested as part of the application process, does not by itself guarantee acceptance as a member. Eligibility for membership and acceptance into ZAK remain subject to the ZAK Statute and applicable organisational procedures. Where a membership payment is collected before an application is approved and ZAK ultimately does not accept the application, any amount collected specifically as the membership fee will be returned, unless another lawful arrangement was clearly communicated before payment. 8. Membership Period Unless otherwise stated, an approved membership is valid for a period of one year. The applicable membership period, renewal date and membership status may be displayed within the member&#8217;s account. Membership remains subject throughout that period to the ZAK Statute and applicable organisational rules and policies. 9. Membership Fees The applicable membership fee will be displayed before payment is requested. Membership fees are generally non-refundable once membership has been approved, including where a member later voluntarily leaves ZAK before the end of their membership period. This does not affect: any refund expressly offered by ZAK; any refund due because ZAK did not approve an application for which payment had already been collected; or any right to a refund, withdrawal or other remedy which ZAK is required to provide under applicable law. 10. 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