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<oembed><version>1.0</version><provider_name>&#x17B;AK Malta</provider_name><provider_url>https://zakmalta.org/mt</provider_url><title>Terms and Conditions - &#x17B;AK Malta</title><type>rich</type><width>600</width><height>338</height><html>&lt;blockquote class="wp-embedded-content" data-secret="gyzK2Qjgla"&gt;&lt;a href="https://zakmalta.org/mt/terms-and-conditions/"&gt;Terms and Conditions&lt;/a&gt;&lt;/blockquote&gt;&lt;iframe sandbox="allow-scripts" security="restricted" src="https://zakmalta.org/mt/terms-and-conditions/embed/#?secret=gyzK2Qjgla" width="600" height="338" title="&#x201C;Terms and Conditions&#x201D; &#x2014; &#x17B;AK Malta" data-secret="gyzK2Qjgla" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"&gt;&lt;/iframe&gt;&lt;script&gt;
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&lt;/script&gt;</html><description>Last updated: [30/08/2026]Version: 1.0 These Terms and Conditions govern the use of the website operated by &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika (ZAK), including the creation and use of website accounts, membership registration and renewal, event registration, online payments, and other services made available through the website. Please read these Terms carefully before using the website, registering as a member, or making a payment. By using the website, you agree to comply with the provisions applicable to website use. Where you create an account, apply for membership, register for an event, or make a payment, you will also be required to accept the applicable Terms as part of that process. Nothing in these Terms excludes or restricts any rights or protections which cannot lawfully be excluded under Maltese or European Union law. 1. About &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika This website is operated by: &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika (ZAK)VO Number: VO/01051Address: 213, Brared Street, Birkirkara, BKR 1256, MaltaGeneral enquiries: info@zakmalta.orgData protection enquiries: dpo@akmalta.org &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika is a voluntary organisation operating in Malta. References in these Terms to &#x201C;ZAK&#x201D;, &#x201C;we&#x201D;, &#x201C;us&#x201D; or &#x201C;our&#x201D; refer to &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika. References to &#x201C;you&#x201D; or &#x201C;your&#x201D; refer to the person using the website and, where applicable, a parent or legal guardian acting on behalf of a minor. 2. Scope of these Terms These Terms apply to: use of the ZAK website; creation and use of website accounts; applications for ZAK membership; membership renewals and membership-related payments; registrations and payments for ZAK events and activities; access to member-only areas and functionality; and other online services made available by ZAK. Certain pages, registrations or events may contain additional information, including prices, deadlines, eligibility requirements and cancellation or refund conditions. That information forms part of the relevant registration or transaction. 3. Relationship with the ZAK Statute Membership of &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika is governed primarily by the Statute of &#x17B;g&#x127;a&#x17C;ag&#x127; Azzjoni Kattolika, together with applicable organisational policies and rules. These Terms regulate the website and the administrative and transactional facilities provided through it. They do not replace the ZAK Statute. Where there is a conflict between these Terms and the ZAK Statute concerning the nature, eligibility, governance, suspension, cessation or other organisational consequences of membership, the ZAK Statute shall take precedence. 4. Use of the Website You may use the website only for lawful purposes. You must not: attempt to gain unauthorised access to the website, another user&#x2019;s account, or ZAK systems; interfere with the proper functioning or security of the website; introduce malware, malicious code or other harmful material; impersonate another person; provide deliberately false or misleading information; use information obtained through member-only areas for unauthorised purposes; collect, scrape or systematically extract information about members or other users without authorisation; use the website to harass, threaten or harm another person; or use the website in a manner which infringes applicable law or the rights of another person. ZAK may take reasonable measures to protect the security, integrity and lawful use of the website. 5. Website Accounts Certain features of the website require a registered account. When creating or maintaining an account, you agree to: provide information which is accurate and complete to the best of your knowledge; keep your information reasonably up to date; use your own account rather than another person&#x2019;s account; keep your login credentials confidential; take reasonable steps to prevent unauthorised access to your account; and notify ZAK where you reasonably believe that your account has been compromised. You are responsible for activity carried out through your account where that activity results from your failure to take reasonable measures to protect your login credentials. You must not knowingly provide another person with access to restricted information which they are not authorised to access. 6. Minimum Age and Minors The minimum age for creating a ZAK website account and applying for membership through the website is 10 years. Where a person is under 18 years of age, the involvement and consent of their parent or legal guardian is required as part of the registration process. A parent or legal guardian providing information or consent on behalf of a minor confirms, to the best of their knowledge, that: they have the authority to act on behalf of the minor; the information provided is accurate; and they have reviewed the information relevant to the registration. Additional parental or guardian authorisation may be required for particular events, activities, travel, medical information, safeguarding requirements or similar matters. Nothing in these Terms makes a parent or guardian automatically liable for every act or omission of a minor. 7. Applying for Membership Submitting a membership application does not automatically create ZAK membership. Membership applications are reviewed and approved manually by ZAK. Payment of a membership fee, where payment is requested as part of the application process, does not by itself guarantee acceptance as a member. Eligibility for membership and acceptance into ZAK remain subject to the ZAK Statute and applicable organisational procedures. Where a membership payment is collected before an application is approved and ZAK ultimately does not accept the application, any amount collected specifically as the membership fee will be returned, unless another lawful arrangement was clearly communicated before payment. 8. Membership Period Unless otherwise stated, an approved membership is valid for a period of one year. The applicable membership period, renewal date and membership status may be displayed within the member&#x2019;s account. Membership remains subject throughout that period to the ZAK Statute and applicable organisational rules and policies. 9. Membership Fees The applicable membership fee will be displayed before payment is requested. Membership fees are generally non-refundable once membership has been approved, including where a member later voluntarily leaves ZAK before the end of their membership period. This does not affect: any refund expressly offered by ZAK; any refund due because ZAK did not approve an application for which payment had already been collected; or any right to a refund, withdrawal or other remedy which ZAK is required to provide under applicable law. 10. Automatic Membership Renewal Unless otherwise stated during registration, membership</description></oembed>
